| DID YOU KNOW |  |
| Did you know that foggy conditions call for low beams? | |
| Fog is made of water droplets that reflect light, so putting your headlights on high-beam actually makes it harder to see while driving. Next time you’re behind the wheel in foggy conditions, keep your lights dim–and your speed low. | |
Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.
When the weather warms up, it’s important to remain up to date when it comes to your insurance coverage—especially if you own a pool.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.