Boating Insurance

Is your boating insurance seaworthy?

Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.

Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.

Does homeowners insurance cover your boat?

In most cases, the answer is no. Home policies provide limited coverage for non-powered and very low powered boats. In other words, If you don’t carry a boat insurance policy you may be uninsured.

Boat Insurance: what's covered

  • Boat, Motor
  • Medical and physical damage perils
  • Personal Liability
  • Pollution Liability
  • Electronics
  • Fishing equipment
  • Personal Property
  • Trailer

We also provide insurance for the following types of boats and personal watercraft:

  • Runabout
  • Sailboat
  • Bass Boat
  • Saltwater fishing
  • High Performance Boats
  • Yachts
  • Sport Fishers
  • High performance boats
  • Water skiing boats
  • jet skis

Boat insurance discounts spoken here

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

  • Own your home
  • Are the original owner
  • Pay your policy in full each year
  • Have a clean automobile driving record
  • Have a safety course certification
  • Safety electronics
  • Claims Free
  • Maintain good credit

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.

Why we're different

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.

Contact us today, and we'll help you protect what matters most.

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